SYSTEMATIC WITHDRAWAL

SWP Calculator

A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount regularly from your mutual fund corpus while the remaining balance continues to earn returns. Plan your post-retirement income or regular cash flow without depleting your investments too quickly.

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Withdrawal Details

Set your initial corpus, monthly withdrawal amount, and expected returns.

INITIAL CORPUS (₹)

MONTHLY WITHDRAWAL (₹)

EXPECTED RETURN (% P.A.)

WITHDRAWAL PERIOD (YEARS)

REMAINING BALANCE

₹1,76,56,147

SWP Logic

Balance = (Balance × (1 + r)) − Withdrawal each month

Withdrawal Summary

Track how long your corpus sustains regular withdrawals.

TOTAL WITHDRAWN₹60.00L

Withdrawn

₹60,00,000

Remaining

₹1,76,56,147

After 20 years, you will have withdrawn ₹60.00L and still retain ₹1.77Cr

Based on your SWP parameters

Initial Corpus₹50,00,000

Total Withdrawn₹60,00,000

Interest Earned₹1,86,56,147

Corpus Lasted240 months (full period)

Withdrawal sustainability depends on market returns and withdrawal rate. Review your plan periodically as conditions change.